COMPREHENSIVE INVESTMENT MANAGEMENT

We Deliver Personalized Investment Planning to Meet Your Financial Goals

 
City Center
Meeting

ANALYZE AND ADVICE

Analytics
Analyzing the Markets
 

OUR EXPERTISE

Equity Market: Stocks, ETFs, Mutual Funds, Real Estate Investment Trust

Fixed Income Securities: Bonds, CDs

Cash/Cash Equivalents: Money Market Funds

and many more...

Our goal is to provide unbiased investment recommendations and management. We do NOT sell any product. We do NOT get any commission or fees from a 3rd party or even from our custodian. We are paid only for our clients as we keep their financial interests ahead of ours. 

 

SAFETY AND TRANSPARENCY

We partner with Charles Schwab, an industry-leading custodian, to ensure the safety of clients' funds. Clients' are guided to open an account with Charles Schwab where clients place their funds (or transfer existing investment accounts to Charles Schwab). Using a discretionary authority over clients' accounts, we can manage their investments at Charles Schwab. Clients always have access to account activity to ensure transparency.

 

Earning money is not enough in today's day and age. Unless you invest wisely, the value of your money will decrease with time. We understand that every investor is unique and has distinctive financial goals, risk tolerance, and time horizon towards financial independence. Therefore, each portfolio is personalized and managed to meet the client's financial demands.


Over the past decade or so the investing world has transformed. Apart from traditional S&P500 Index Funds, a variety of investment vehicles have become available for investors such as, MicroCaps, Frontier Markets, Robotics, and AI, 5G technology, 2X-3X Leveraged Funds, just to name a few. Due to technological advances, hi-tech trading platforms are offered by brokers and custodians. Investing has become cost-effective and sophisticated at the same time. Stocks and ETFs investing is commission-free by many brokers. However, a busy work-life balance has made investors dedicate less time to manage their investments.​ Rather than finding any 'financial advisor near me', clients need an investment advisor, who can make this knowledge work in real life.  

Guiding principles: 

We cannot predict the future. Similarly, no one knows what the market or any particular investment will do in the future. But we follow certain principals and strategies to guide our investment foresight: 

  1. Blending fundamental, technical, and chart analysis is the cornerstone to predict future price movements with a high degree of probability

  2. Follow the trend: We know how to invest regardless of market conditions. 'Buy-and-hold' may not be the best strategy in today's economic environment. Rather, 'buy-manage-and-sell at the right time' is critical. Buying can be profitable in an up-trending market, but we recognize the value of selling (Short-selling) in a down-trending market.

  3. Timing is everything. Strategies for short-term investments are different than long-term investments. Both can be profitable. 

  4. Robust risk-limiting strategies to limit unacceptable losses. 

  5. Being mindful of inflation and declining value of money over time

  6. Diversification of assets can reduce risk. Asset allocation among a variety of investment vehicles can have a significant impact on your returns.

  7. Choosing assets with lower cost

  8. Understanding tax implications and minimizing tax on investments 

  9. Investing should be based on science, rather than our gut feeling, emotions, or hope. 

  10. Happy investing: clients should not lose sleep over it. 


Investment vehicles utilized: We focus on highly liquid assets classes such as Stocks, Exchange-Traded Funds (ETF), Real Estate Investment Trust (REIT), Mutual Funds, and Bonds. Liquidity (ease of opening and closing a position) makes assets readily available to clients when they need it. We do NOT use high-risk and leveraged asset classes such as options, Forex, and futures.

 

PLANNING SERVICES

FINANCIAL PLANNING

TAX PLANNING

ESTATE PLANNING

INSURANCE PLANING

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(919) 373-5454

8851 Ellstree Ln Ste 201, Raleigh, NC 27617, USA

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Raleigh Investment Consultant LLC, DBA, U.S. Investment Advisor

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