COMPREHENSIVE INVESTMENT MANAGEMENT
We Deliver Personalized Investment Planning to Meet Your Financial Goals
Equity Market: Stocks, ETFs, Mutual Funds, Real Estate Investment Trust
Fixed Income Securities: Bonds, CDs
Cash/Cash Equivalents: Money Market Funds
and many more...
Our goal is to provide unbiased investment recommendations and management. We do NOT sell any product. We do NOT get any commission or fees from a 3rd party or even from our custodian. We are paid only for our clients as we keep their financial interests ahead of ours.
SAFETY AND TRANSPARENCY
We partner with Charles Schwab, an industry-leading custodian, to ensure the safety of clients' funds. Clients' are guided to open an account with Charles Schwab where clients place their funds (or transfer existing investment accounts to Charles Schwab). Using a discretionary authority over clients' accounts, we can manage their investments at Charles Schwab. Clients always have access to account activity to ensure transparency.
Earning money is not enough in today's day and age. Unless you invest wisely, the value of your money will decrease with time. We understand that every investor is unique and has distinctive financial goals, risk tolerance, and time horizon towards financial independence. Therefore, each portfolio is personalized and managed to meet the client's financial demands.
Over the past decade or so the investing world has transformed. Apart from traditional S&P500 Index Funds, a variety of investment vehicles have become available for investors such as, MicroCaps, Frontier Markets, Robotics, and AI, 5G technology, 2X-3X Leveraged Funds, just to name a few. Due to technological advances, hi-tech trading platforms are offered by brokers and custodians. Investing has become cost-effective and sophisticated at the same time. Stocks and ETFs investing is commission-free by many brokers. However, a busy work-life balance has made investors dedicate less time to manage their investments. Rather than finding any 'financial advisor near me', clients need an investment advisor, who can make this knowledge work in real life.
We cannot predict the future. Similarly, no one knows what the market or any particular investment will do in the future. But we follow certain principals and strategies to guide our investment foresight:
Blending fundamental, technical, and chart analysis is the cornerstone to predict future price movements with a high degree of probability
Follow the trend: We know how to invest regardless of market conditions. 'Buy-and-hold' may not be the best strategy in today's economic environment. Rather, 'buy-manage-and-sell at the right time' is critical. Buying can be profitable in an up-trending market, but we recognize the value of selling (Short-selling) in a down-trending market.
Timing is everything. Strategies for short-term investments are different than long-term investments. Both can be profitable.
Robust risk-limiting strategies to limit unacceptable losses.
Being mindful of inflation and declining value of money over time
Diversification of assets can reduce risk. Asset allocation among a variety of investment vehicles can have a significant impact on your returns.
Choosing assets with lower cost
Understanding tax implications and minimizing tax on investments
Investing should be based on science, rather than our gut feeling, emotions, or hope.
Happy investing: clients should not lose sleep over it.